Chetheer Mazaal, Wafaa. “Determinants of Demand for Banking Facilities a Practical Study of a Sample of Beneficiaries in DHI QAR Governorate”. International Journal of Accounting and Economics Studies, vol. 8, no. 1, May 2020, pp. 5-12, https://doi.org/10.14419/ijaes.v8i1.30562.