Islamic Financial Innovation in Agriculture, Facilitate Farmer Access to Obtain Food Production Financing

  • Authors

    • Umrotul Khasanah
    • . .
    https://doi.org/10.14419/ijet.v8i1.9.26798
  • Islamic financial Innovation, financial and agricultural production.

  • The study focuses on'' The Islamic Financial Innovation at Farmers Community ''. This study aims to: (1) exposing farmers' perceptions of the barriers get operational financing agricultural production, (2) what can do the farmerstoward Islamic Financial Innovation, (3) The views of farmers on Islamic financial innovation. This study ultimately produces research findings. First, various obstacles farmers got operational financing access of agricultural production. Second, there were two models of Islamic finance practiced by the farmers: Profit Sharing Model (SBH) SBH One per three and one per two. Third, Islamic finance innovation facilitate farmers to get financial access.

     

     

  • References

    1. [1] Ashari dan Saptana, 2005, Prospek Pembiayaan Syariah untuk Sektor Pertanian, Forum Penelitian Agro Ekonomi, Vol. 23, N0. 2, Desember, h. 132-147.

      [2] Arifin, Zainul, 2002, Dasar-Dasar Manajemen Bank Syariah, AlvaBet, Jakarta.

      [3] Ayub, Muhammad, 2009, Understanding Islamic Finance, Aditya Wisnu Pribadi (penerjemah), PT. Gramedia Pustaka Utama, Jakarta.

      [4] Bank Indonesia, 2012, Statistik Perbankan Indonesia, Vol:10, Nomer 6 Mei 2012, Jakarta (ID), BI.

      [5] Chapra, Umer, 2000, Sistem Moneter Islam, Ikhwan Abidin B (penerjemah), Gema Insani Press, Jakarta.

      [6] Evangelista, R., T. Sandven, G. Sirilli, and K. Smith. 1998. Measuring innovation in European industry. International Journal of the Economics of Business, 5(3), 311-333.

      [7] Hasan, M. Ali, 2003, Berbagai Macam Transaksi dalam Islam (Fiqh Muamalat), PT. Raja Grafindo Persada, Jakarta.

      [8] Hitt, M. A., R. D. Ireland, S. M. Camp, and D. L. Sexton. 2001. Strategic entrepreneurship: entrepreneurial strategies for wealth creation. Strategic Management Journal, 22(6-7), 479-491

      [9] Hudayati, Ataina, 2009, Hubungan Sistem Pengendalian Manajemen dan Kinerja Pembiayaan Bagi Hasil serta Kinerja Bank Islam di Indonesia, Fenomena, Vol. 7, No. 1, Maret.

      [10] Kaleem, Ahmad and Abdul Wajid, Rana, 2009, Application of Islamic Banking Instrument (Bai Salam) for Agriculture Financing in Pakistan, British Food Journal, Vol. III, No. 3, pp.275-292.

      [11] Khan, Ayesha Khalid, 2010, Essay on Faith and Islamic Finance, Dissertation Doctor of Business Administration, Harvard Bussiness School, Boston, Massachusetts, AS.

      [12] Khasanah, Umrotul, 2013. Disertasi: Analisis Praktik-Praktik Sistem Profit and Loss Sharing (PLS) pada Masyarakat Petani Padi di Malang Raya.

      [13] Khasanah, dkk. 2013, The Practice of Profit and Loss Sharing System For Rice Farmers in East Java Indonesia, IOSR Journals International Organization of Scientific Research, ISSN: 2278-487X, Mar-Apr 2013, Volume 9, Issue 3, p. 01-07.

      [14] Kuratko, D. F., R. D. Ireland, J. G. Covin, and J. S. Hornsby. 2005. A Model of Middle-Level Managers’ Entrepreneurial Behavior. Entrepreneurship Theory and Practice, 29(6), 699-716

      [15] Mubyarto,2003, Demokrasi Ekonomi dan Demokrasi Industrial, www.ekonomirakyat.org.

      [16] Sajogyo, 2002, Pertanian dan Kemiskinan, Jurnal Ekonomi Rakyat, Th.1, No. 1, www.ekonomirakyat.org.

      [17] Tetanel, Yauri. 2008, Globalisasi dan Nasib Pertanian Indonesia, Seminar Nasional Kedaulatan Pangan Fateta UGM, 23 Agustus 2008.

      [18] Kompas, 26 September 2016. Neraca, Kamis, 26/03/2015. www.kemenkeu.go.id/2016

  • Downloads

  • How to Cite

    Khasanah, U., & ., . (2019). Islamic Financial Innovation in Agriculture, Facilitate Farmer Access to Obtain Food Production Financing. International Journal of Engineering & Technology, 8(1.9), 477-482. https://doi.org/10.14419/ijet.v8i1.9.26798