Zaini, Syeliya Md, GholamReza Zandi, Alseddig Ruhoma, and Mohammad Amin. 2018. “The Impact of Adoption of Islamic Instruments (Ughods) on Profitability: The Case of Islamic Banks in Malaysia”. International Journal of Engineering & Technology 7 (4.29): 1-3. https://doi.org/10.14419/ijet.v7i4.29.21581.