Nawar Makttoof, MR., and Dr. Haliyana Khalid. “A Review of Mobile Banking Adoption Factors by Customers for Iraqi Banks”. International Journal of Engineering & Technology 7, no. 3.20 (September 1, 2018): 629–637. Accessed July 17, 2024. https://sciencepubco.com/index.php/ijet/article/view/22958.